India stands at a dismal 154 out of 195 countries in accessible healthcare systems as of 2017. In 2000, we ranked at 112 out of 190 countries on the healthcare index, according to the WHO – this means we’ve only gotten worse over the years. On the other hand, the healthcare sector in India is one of the largest in the world in terms of revenue generation and employment. With an estimated annual growth of 16.5%, the healthcare industry is expected to reach $280 billion by 2020. This begs the more serious question – with such statistics, why is 70% of our population still unable to access proper healthcare in the country?
Where loans and insurance turning out to be tedious solutions to tackling medical bills, people are turning to alternative methods, like crowdfunding.
Role of a fundraising india for covering medical needs
70% of the Indian population lives in rural areas. It is safe to say that this contrast can be associated to the inefficiency of delivery and distribution of healthcare in India, which is categorized between public and private facilities. In most of these rural areas, health care facilities are government aided, and are limited to secondary and tertiary institutions that offer only basic treatments in their hospitals and clinics. As a result, the greater majority of the rural population turns to alternative medication and cures for illnesses. A stark contrast is the urban metros, tier 1 and tier 2 cities that have a high concentration of privatized institutions with highly trained medical professionals, advanced medical equipment, and specialized treatments.
When health insurance is not good enough
Only 12% of the urban and 13% of the rural population had access to insurance cover. Households at the bottom of the financial pyramid are the ones that are less aware of health insurance, and those that are aware of it, steer clear because of unaffordability. Majority of the insurance in rural areas are government-funded schemes, rather than private insurance companies, who have showed little standing in lesser developed parts of the nation.
Combat the problem of low public healthcare budgets
Poor insurance coverage and coupled with small budgets for public healthcare facilities are increasing the disparity between urban and rural populations. Even though the 2017 union budget increased expenditure towards this sector from INR 39,879 crore to INR 48,878 crore, most of it has been allocated towards human resources and medical education. It is the infrastructure in lesser developed parts of India that needs to get more attention, not only in terms of hospitals and clinics, but also basic sanitation facilities that would automatically reduce the number of communicable diseases. Health concerns like malaria, tuberculosis, HIV, and under-nourishment, are still very critical problems that we face.
Crowdfunding for financial relief
In pursuit of finding other way to cover medical expenditure, alternative methods of like crowdfunding, are soon becoming a primary funding source for rural and urban healthcare. Fundraising india platforms like Impact Guru offer fundraising assistance to cover any kind of medical treatment. While most patients and their families chase banks and insurance companies to get their money for treatment, other that have crowdfunded for it, have seen better and quicker results.
At Impact Guru, we believe that our platform can be instrumental in encouraging a fundraising india that is able to use the donations to make quality treatment available even in the remotest areas of the country. If this is a cause close to your heart, you can always find financial support with us.